- Enforcing jurisdiction
- Spain · Geography does not establish applicable law.
- Confirmed applicable legislation
- Privacy topics
Banco Bilbao Vizcaya Argentaria, SA – €24,000 Fine (Spain, 2020)
Privacy enforcement record
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Banco Bilbao Vizcaya Argentaria, SA (BBVA) processed personal data about people's credit without having a proper reason to do so. This matters because it shows that companies must have a valid reason before handling sensitive information about individuals. The fine of EUR 24,000 highlights the importance of following data protection rules.
What happened
BBVA processed credit information files without a prior contractual relationship with the person.
Who was affected
Individuals whose credit information was processed by BBVA without their consent.
What the authority found
The authority found that BBVA lacked a valid legal basis for processing personal data, violating GDPR's requirements.
Why this matters
This case emphasizes that companies need a legitimate reason to handle personal data. Small business owners should ensure they have proper agreements in place before processing sensitive information.
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Linked-source text retrieved.
Automated check recorded — 14 March 2026.
Processing notes: articles corrected, national law identified.
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BBVA had no legitimate basis for processing the data of the data subject and had therefore infringed Article 6(1) of the GDPR, since the company processed solvency and credit information files without a prior contractual relationship with the data subject.
Related Enforcement Actions (0)
No other enforcement actions found for Banco Bilbao Vizcaya Argentaria, SA in ES
This is the only recorded action for this entity in this jurisdiction.
Details
Fine Date
20 July 2020
Authority
Agencia Española de Protección de Datos
Fine Amount
€24,000
About this data
Cite as: Cookie Fines. Banco Bilbao Vizcaya Argentaria, SA - Spain (2020). Retrieved from cookiefines.eu
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