- Enforcing jurisdiction
- Spain · Geography does not establish applicable law.
- Confirmed applicable legislation
- Privacy topics
UNIÓN DE CRÉDITO PARA LA FINANCIACIÓN MOBILIARIA E INMOBILIARIA EFC – €120,000 Fine (Spain, 2025)
Privacy enforcement record
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The Spanish data protection authority fined UNIÓN DE CRÉDITO for sharing customer data without proper legal justification. This case highlights the need for financial institutions to ensure they have a valid reason before sharing personal information. The fine was reduced after the company admitted responsibility and paid promptly.
What happened
UNIÓN DE CRÉDITO shared customer data with a credit information system without sufficient legal basis.
Who was affected
Customers whose data was improperly shared by UNIÓN DE CRÉDITO.
What the authority found
The authority found that UNIÓN DE CRÉDITO lacked a valid legal basis for processing personal data, violating GDPR rules.
Why this matters
This ruling serves as a warning to financial institutions about the importance of compliance with data protection laws. Companies must ensure they have the right legal grounds for sharing personal data.
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Linked-source text retrieved.
Automated check recorded — 6 March 2026.
Processing notes: national law identified.
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The Spanish DPA imposed a fine on UNIÓN DE CRÉDITO PARA LA FINANCIACIÓN MOBILIARIA E INMOBILIARIA EFCD. The controller forwarded customerdata to a credit information system without sufficient legal basis. The original fine of EUR 200,000 was reduced to EUR 120,000 due to immediate payment and admission of responsibility by the controller.
Related Enforcement Actions (0)
No other enforcement actions found for UNIÓN DE CRÉDITO PARA LA FINANCIACIÓN MOBILIARIA E INMOBILIARIA EFC in ES
This is the only recorded action for this entity in this jurisdiction.
Details
Fine Date
9 May 2025
Authority
Agencia Española de Protección de Datos
Fine Amount
€120,000
Enforcement Tracker ID
ETid-2641
About this data
Cite as: Cookie Fines. UNIÓN DE CRÉDITO PARA LA FINANCIACIÓN MOBILIARIA E INMOBILIARIA EFC - Spain (2025). Retrieved from cookiefines.eu
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