unknown (Austrian Credit Agency) – Court Ruling (Austria, 2019)

Court Ruling
DPA OLGInnsbruck27 November 2019Austria
final
Court Ruling

General GDPR enforcement action

This case relates to broader data protection obligations, not specifically to cookie or consent banner compliance. It is not included in cookie statistics or the Risk Calculator.

An Austrian credit agency processed incorrect data, causing a person to be denied a loan. The court awarded the person EUR 2,000 in damages but required them to prove further damages. This case highlights the burden of proof in data protection cases under GDPR.

What happened

An Austrian credit agency processed incorrect data, leading to a denied loan application.

Who was affected

A person who was denied a loan due to incorrect data processed by the credit agency.

What the authority found

The court ruled that the person must prove the occurrence and amount of damages, as well as causality and unlawfulness, under Article 82 GDPR.

Why this matters

This ruling clarifies that individuals must prove their damages in data protection cases, except for culpability, which shifts to the company. Businesses should ensure accurate data processing to avoid similar disputes.

GDPR Articles Cited

Art. 82 GDPR

National Law Articles

§ 29 DSG (Austrian Data Protection Act)
§ 69 DSG (Austrian Data Protection Act)
Decision AuthorityOGH
Reviewed AuthorityOLG Innsbruck (Austria)
Full Legal Summary
Detailed

The defendant, a credit agency had processed incorrect data on the plaintiff, who was denied a loan for a real estate purchase due to this entry and later had to enter into another loan agreement. The plaintiff sued the defendant for damages of EUR 8,271.67 and further requested a declaration that the defendant is liable for future damages. The first instance court (Landesgericht Feldkirch) awarded damages of EUR 2,000 to the plaintiff but rejected the further claims. The plaintiff appealed against this rejection, but it was upheld by the second instance court (OLG Innsbruck). The OLG Innsbruck admitted the plaintiff’s further appeal as there was no case law by the Austrian Supreme Court on the distribution of the burden of proof for damages under Article 82 GDPR. Does Article 82 GDPR put the burden of proof for damages that result from a data protection violation regarding *occurrence and amount of a damage, *causality and *unlawfulness on the injured party (data subject) or on the injuring party (controller/processor)? The OGH held, that Article 82 GDPR does not stipulate a reversal of the burden of proof from the injured party to the injuring party regarding occurrence and amount of a damage, causality or unlawfulness of the data processing. It is up to the injured party - the plaintiff - to prove all facts giving rise to liability. Only when it comes to the culpability, the burden of proof is shifted to the injured party (Article 82(3) GDPR) In the case at hand, the plaintiff did not proof any damages beyond the awarded EUR 2,000 and was further not able to proof the causality. Hence, the OGH upheld the judgment of the OLG Innsbruck.

Outcome

Court Ruling

A ruling by a national court on a data-protection matter.

Related Cases (0)

No other cases found for unknown (Austrian Credit Agency) in AT

This is the only recorded case for this entity in this jurisdiction.

Details

Ruling Date

27 November 2019

Authority

DPA OLGInnsbruck

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Cite as: Cookie Fines. unknown (Austrian Credit Agency) - Austria (2019). Retrieved from cookiefines.eu

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