Bank of Ireland – €463,000 Fine (Ireland, 2022)

€463,000Data Protection Commission5 April 2022Ireland
final
Fine

General GDPR enforcement action

This case relates to broader data protection obligations, not specifically to cookie or consent banner compliance. It is not included in cookie statistics or the Risk Calculator.

The Bank of Ireland was fined for failing to report personal data breaches properly, which affected customer credit information. Between November 2018 and June 2019, the bank submitted multiple breach notifications that included unauthorized disclosures of customer data. This case shows that financial institutions must be diligent in reporting breaches to protect customer privacy.

What happened

The Bank of Ireland reported inaccurate customer data to the Central Credit Register, leading to multiple personal data breaches.

Who was affected

Customers of the Bank of Ireland whose financial data was inaccurately reported and disclosed.

What the authority found

The Data Protection Commission determined that the Bank of Ireland did not report personal data breaches in a timely manner, violating GDPR requirements.

Why this matters

This ruling underscores the importance of timely and accurate reporting of data breaches by financial institutions. It serves as a reminder that companies must have robust procedures in place to manage and report data breaches effectively.

GDPR Articles Cited

AI-verified

Art. 32(GDPR)
Art. 33(GDPR)
Art. 34(GDPR)
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Art. 4(12) GDPR
Art. 32 GDPR
Art. 33 GDPR
Art. 34 GDPR

Original data from scraper before AI verification against source document.

Source verified 6 March 2026
national law identified
Full Legal Summary
Detailed

The Irish DPA has fined the Bank of Ireland EUR 463,000. The bank had reported 22 data breaches to the DPA under Article 33 GDPR. As part of its investigation, the DPA found that the bank had provided false information to the Central Credit Register due to a mix-up of bank customers' account data. This error had the potential to have a negative impact on the creditworthiness of the data subjects. The DPA found that the personal data breach had occurred due to inadequate technical and organizational measures on the part of the bank. In addition, the bank did not immediately inform the data subjects and the DPA about the data breach.

Details

Fine Date

5 April 2022

Authority

Data Protection Commission

Fine Amount

€463,000

Enforcement Tracker ID

ETid-1115

About this data

Data: CMS GDPR Enforcement Tracker
Licensed under CC BY-NC-SA 4.0
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Cite as: Cookie Fines. Bank of Ireland - Ireland (2022). Retrieved from cookiefines.eu

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