Enforcing jurisdiction
Hungary · Geography does not establish applicable law.
Confirmed applicable legislation
Privacy topics

Budapest Bank Zrt. – €634,000 Fine (Hungary, 2022)

€634,000Nemzeti Adatvédelmi és Információszabadság Hatóság8 February 2022Hungary
final
Fine

Privacy enforcement record

This record is classified outside cookie consent. Subject classification does not confirm an applicable law. It is not included in cookie statistics or the Risk Calculator.

Budapest Bank Zrt. was fined EUR 634,000 for using AI to evaluate customers' emotional states without informing them. This practice violated the rights of customers to be informed and to object to how their data was used. The ruling highlights the importance of transparency in data processing for businesses.

What happened

Budapest Bank Zrt. used AI software to assess customers' emotions without informing them.

Who was affected

Customers whose emotional states were evaluated by the bank's AI software.

What the authority found

The authority found that the bank processed personal data without a valid legal basis, violating GDPR requirements for transparency.

Why this matters

This case emphasizes the need for companies to clearly inform customers about how their data is used. Businesses should ensure they have a valid legal basis for processing personal data to avoid penalties.

Recorded legal citations
Automatically processed
Art. 13 GDPR
Art. 14 GDPR
Art. 5(1)(a) GDPR
Art. 6(1) GDPR
Art. 12(1) GDPR
Art. 21(1) GDPR
Art. 24(1) GDPR
Art. 25(1) GDPR
View original scraped data
Art. 5(1)(a) GDPR
b) GDPR
Art. 6(1) GDPR
(4) GDPR
Art. 12(1) GDPR
Art. 13 GDPR
Art. 14 GDPR
Art. 21(1) GDPR
(2) GDPR
Art. 24(1) GDPR
Art. 25(1) GDPR

Original imported citations before automated processing; the processing history does not establish independent verification.

Source checks

Linked-source text retrieved.

Review needed — 5 March 2026.

Processing notes: amount discrepancy.

Retrieved text may be a secondary summary or an announcement. These automated statuses do not establish that the original decision was read or that the record received an independent legal review. How we check sources

Full Legal Summary
Detailed

The Hungarian DPA (NAIH) has fined Budapest Bank Zrt. EUR 634,000. NAIH reports that the bank used an artificial intelligence-driven software solution to automate the evaluation of customers' emotional state. The speech evaluation system determined which customers needed to be recalled based on the customer's mood. The bank operated the application to prevent complaints and to keep customers. The bank did not inform the data subjects, that the processing of their data serves, among other things, for customer retention purposes, meaning that customers were not in a position to object to the processing. As a result, the rights of the data subjects regarding adequate information and the right to object were not guaranteed. The DPA also found that the bank's legitimate interest as a legal basis for processing the personal data was not sufficiently substantiated as the bank had not sufficiently examined the interests of the data subjects. The bank thus processed the data without a valid legal basis.

Details

Fine Date

8 February 2022

Authority

Nemzeti Adatvédelmi és Információszabadság Hatóság

Fine Amount

€634,000

Enforcement Tracker ID

ETid-1244

About this data

Data: CMS GDPR Enforcement Tracker
Licensed under CC BY-NC-SA 4.0
Automatically normalized and classified

Cite as: Cookie Fines. Budapest Bank Zrt. - Hungary (2022). Retrieved from cookiefines.eu

Report Inaccuracy

Last updated: