Creditinfo Lánstraust hf. – €257,000 Fine (Iceland, 2023)

€257,000Persónuvernd27 June 2023Iceland
final
Fine

General GDPR enforcement action

This case relates to broader data protection obligations, not specifically to cookie or consent banner compliance. It is not included in cookie statistics or the Risk Calculator.

Creditinfo Lánstraust hf. was fined EUR 257,000 for improperly registering loan defaults. They registered small unpaid loans even though they didn't meet the legal requirements. This case highlights the importance of following data protection rules when handling sensitive financial information.

What happened

Creditinfo Lánstraust hf. registered loan defaults that did not meet the required conditions.

Who was affected

Individuals whose small loan defaults were improperly registered by Creditinfo Lánstraust hf.

What the authority found

The authority ruled that Creditinfo Lánstraust hf. failed to comply with data protection rules regarding the registration of loan defaults.

Why this matters

This ruling emphasizes that companies must adhere to strict data protection standards, especially when dealing with financial data. Other businesses should ensure they meet all legal requirements before registering sensitive information.

GDPR Articles Cited

AI-verified

Art. 5(1)(a) GDPR
Art. 6(1) GDPR
View original scraped data
Art. 5(1) GDPR
(2) GDPR
Art. 6(1) GDPR
Art. 8 laga nr. 90/2018
Art. 9 laga nr. 90/2018

Original data from scraper before AI verification against source document.

National Law Articles

AI-identified

Art. 8 laga nr. 90/2018
Art. 9 laga nr. 90/2018
Source verified 6 March 2026
articles corrected
national law identified
amount discrepancy
Full Legal Summary
Detailed

The Icelandic DPA has imposed a fine of EUR 257,000 on Creditinfo Lánstraust hf.. The controller had registered information on loan defaults even though the required registration conditions for this have not been in place. For instance, unpaid small loans were registered although they were below the required minimum amount. In assessing the fine, the fact that a large number of people were affected by the incident and that the controller was pursuing profits were considered aggravating factors.

Related Enforcement Actions (0)

No other enforcement actions found for Creditinfo Lánstraust hf. in IS

This is the only recorded action for this entity in this jurisdiction.

Details

Fine Date

27 June 2023

Authority

Persónuvernd

Fine Amount

€257,000

Enforcement Tracker ID

ETid-1952

About this data

Data: CMS GDPR Enforcement Tracker
Licensed under CC BY-NC-SA 4.0
AI-verified and classified

Cite as: Cookie Fines. Creditinfo Lánstraust hf. - Iceland (2023). Retrieved from cookiefines.eu

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