CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U. – €200,000 Fine (Spain, 2023)
General GDPR enforcement action
This case relates to broader data protection obligations, not specifically to cookie or consent banner compliance. It is not included in cookie statistics or the Risk Calculator.
CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U. was fined €200,000 for including a person's personal data in a credit reporting register without proper legal grounds. This matters because it shows that companies must have a valid reason to use someone's data, especially when legal disputes are ongoing.
What happened
CAIXABANK included a person's personal data in a credit reporting register without a sufficient legal basis.
Who was affected
A person whose personal data was included in the credit reporting register by CAIXABANK.
What the authority found
The Spanish DPA ruled that CAIXABANK lacked a valid legal basis for processing the person's data, violating GDPR requirements.
Why this matters
This case highlights the importance of having a valid reason for using personal data, especially during legal disputes. Companies should ensure they have proper justifications before processing personal information.
GDPR Articles Cited
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National Law Articles
The Spanish DPA has imposed a fine of EUR 200,000 on CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U.. The controller had included the data subject's personal data in a credit reporting register without a sufficient legal basis. The controller justified this with alleged debts that the data subject had with the controller. In fact, however, the parties were still involved in ongoing court proceedings.
Related Enforcement Actions (1)
Other enforcement actions involving CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U. in ES
Details
Fine Date
13 November 2023
Authority
Agencia Española de Protección de Datos
Fine Amount
€200,000
Enforcement Tracker ID
ETid-2214
About this data
Cite as: Cookie Fines. CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U. - Spain (2023). Retrieved from cookiefines.eu
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