- Enforcing jurisdiction
- Spain · Geography does not establish applicable law.
- Confirmed applicable legislation
- Privacy topics
CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U. – €200,000 Fine (Spain, 2023)
Privacy enforcement record
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CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U. was fined €200,000 for including a person's personal data in a credit reporting register without proper legal grounds. This matters because it highlights the importance of having a valid reason before using someone's personal information, especially in financial matters.
What happened
CAIXABANK included a person's personal data in a credit reporting register without a sufficient legal basis.
Who was affected
A person whose personal data was included in the credit reporting register by CAIXABANK.
What the authority found
The Spanish DPA ruled that CAIXABANK lacked a valid legal basis for processing the person's personal data.
Why this matters
This ruling emphasizes that companies must have a clear legal reason to use personal data, especially in sensitive areas like credit reporting. Other businesses should ensure they have proper justifications before handling personal information.
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The Spanish DPA has imposed a fine of EUR 200,000 on CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U.. The controller had included the data subject's personal data in a credit reporting register without a sufficient legal basis. The controller justified this with alleged debts that the data subject had with the controller. In fact, however, the parties were still involved in ongoing court proceedings.
Related Enforcement Actions (2)
Other enforcement actions involving CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U. in ES
Fine
€200K
Details
Fine Date
13 November 2023
Authority
Agencia Española de Protección de Datos
Fine Amount
€200,000
About this data
Cite as: Cookie Fines. CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U. - Spain (2023). Retrieved from cookiefines.eu
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