Saga Services Limited – €175,500 Fine (United Kingdom, 2021)

€175,500Information Commissioner's Office13 September 2021United Kingdom
final
Fine

Saga Services Limited was fined EUR 175,500 for sending nearly 129 million marketing emails without proper consent. This matters because businesses must have clear permission before contacting people with marketing messages. The ruling emphasizes the need for companies to verify consent before engaging in large-scale email campaigns.

What happened

Saga Services Limited sent 128,895,718 unsolicited marketing emails without obtaining valid consent.

Who was affected

Individuals who received unsolicited marketing emails from Saga Services Limited.

What the authority found

The ICO determined that Saga Services Limited violated PECR by sending marketing emails without valid consent.

Why this matters

This case reinforces the importance of obtaining and verifying explicit consent for marketing activities, warning businesses about the legal risks of relying on indirect consent.

National Law Articles

AI-identified

Regulation 22 PECR
Source verified 6 March 2026
articles corrected
national law identified
amount discrepancy
date discrepancy
Full Legal Summary
Detailed

The ICO received a number of complaints regarding unsolicited email marketing. These were sent on behalf of Saga Services Limited (hereafter 'SSL') by different partner companies, so it launched an investigation into SSL's data practices. The company is a subsidiary of Saga Group Limited, which received a similar fine on the same day for another subsidiary's direct marketing practices. First, it sent a letter to the Saga Group requesting information "including details of Saga Group's Partners/Affiliates, websites from which consent for marketing was obtained together with evidence of that consent, and a description of any due diligence carried out with respect to the data used by Saga Group". The company replied, informing the ICO that the marketing content was indeed sent out by partners on behalf of SSL "using a database of individuals who had opted in to receiving marketing materials from third parties either via the Partners' websites or via websites operated by their sub-contractors". No personal data was actually transferred from the company, but it exercised total control over the content to comply with FCA requirements. The targeting and recipients was nonetheless controlled by its partners. Then, the ICO reviewed whether the consent on which the email marketing was based was legitimately obtained. It found that SSL was not named on any of the privacy policies the users of different websites agreed to. Some consent statements did not even inform the individuals agreeing to them that they would receive any third party marketing. The ICO held that SSL was in breach of [https://www.legislation.gov.uk/uksi/2003/2426/regulation/22 Regulation 22 PECR] because it instigated the transmission of the 128,895,718 unsolicited direct marketing messages sent and failed to obtain valid consent from individuals who received them. The breach was serious and negligent, respectively due to the high number of emails sent and lack of steps taken by the company to prevent it.

Related Enforcement Actions (0)

No other enforcement actions found for Saga Services Limited in UK

This is the only recorded action for this entity in this jurisdiction.

Details

Fine Date

13 September 2021

Authority

Information Commissioner's Office

Fine Amount

€175,500

150,000 GBP

GDPRhub ID

gdprhub-4014

About this data

Data: GDPRhub (noyb.eu)
Licensed under CC BY-NC-SA 4.0
AI-verified and classified

Cite as: Cookie Fines. Saga Services Limited - United Kingdom (2021). Retrieved from cookiefines.eu

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