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Valca Vehicle and Life Cover Agency Limited – €93,600 Fine (United Kingdom, 2021)

€93,600Information Commissioner's Office18 February 2021United Kingdom
final
Fine

Privacy enforcement record

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Valca Vehicle and Life Cover Agency Limited sent over 95,000 marketing messages without getting permission from the people receiving them. The UK's Information Commissioner's Office found this was wrong, especially during a health crisis when people were struggling. This case highlights the importance of obtaining clear consent before sending marketing messages.

What happened

Valca Vehicle and Life Cover Agency Limited sent 95,004 unsolicited direct marketing messages without valid consent.

Who was affected

Subscribers who received unsolicited marketing messages from Valca Vehicle and Life Cover Agency Limited.

What the authority found

The Information Commissioner's Office ruled that Valca failed to provide evidence of valid consent, violating GDPR requirements for consent.

Why this matters

This ruling shows that companies must ensure they have proper consent before sending marketing messages. It serves as a reminder for businesses to review their consent practices, especially during sensitive times.

Recorded legal citations
Automatically processed
Art. 6(1)(a) GDPR
Art. 7(1) GDPR
View original scraped data
Art. 6(1)(a) GDPR
Art. 7(1) GDPR

Original imported citations before automated processing; the processing history does not establish independent verification.

National Law Articles
AI-identified
Section 23 Privacy and Electronic Communications Regulations 2003
Section 122(5) Data Protection Act 2018s Regulations 2003

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Linked-source text retrieved.

Automated check recorded — 10 March 2026.

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Full Legal Summary
Detailed

Valca Vehicle Ltd has failed to provide any evidence of valid consent for any of the 95,004 unsolicited direct marketing messages received by subscribers. In the ICO's view, is a clear attempt to capitalise on, and profiteer from, the national health crisis. Examples of the messages sent includes: "*firstname* Affected by Covid? Struggling with finances? lost job /furloughed? Were here to help! Gvnmnt backed support see if you qualify http://www.debtquity.org" Simple reliance on assurances of indirect consent alone without undertaking proper due diligence is not acceptable. Consent will not be valid where an individual is presented with a long, seemingly exhaustive list of general categories of organisations.

Related Enforcement Actions (0)

No other enforcement actions found for Valca Vehicle and Life Cover Agency Limited in UK

This is the only recorded action for this entity in this jurisdiction.

Details

Fine Date

18 February 2021

Authority

Information Commissioner's Office

Fine Amount

€93,600

80,000 GBP

About this data

Data: GDPRhub (noyb.eu)
Licensed under CC BY-NC-SA 4.0
Automatically normalized and classified

Cite as: Cookie Fines. Valca Vehicle and Life Cover Agency Limited - United Kingdom (2021). Retrieved from cookiefines.eu

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